Privacy Policy

Welcome
Sphoxo LLC. (hereinafter referred to as “we”, “us”, “our” or ” SPHOXO”) is the company that operates the golf scorecard builder application cards.sphoxo.com found in sphoxo.com web site. SPHOXO transformed the traditional paper golf score-card into an innovative smart-card designed with the cards builder application cards.sphoxo.com

SPHOXO takes seriously the protection of your personal information that you share with us. We want you to feel comfortable with it and therefore we want you to fully understand our Privacy Policy. We strive to be transparent, as we understand it is important to you. We do our utmost to ensure your personal information is safeguarded and protected. We only gather personal information when voluntarily submitted by you.

SPHOXO private policy is about how 'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website sphoxo.com and our golf scorecard builder application.

WHAT personal information do we collect from the people that visit our website, blog or application?

When you register, sign in for a plan on our site, as appropriate, you may be asked to enter your, user name, email address (which will be used as your login ID), and age (which we use to control you are over 13 year old),
If and when we would ship you our products or services, we would ask your first name and last name and mailing address.
Credit cards information are not visible by our employees and are not kept in our servers and systems as we use PayPal services.
Once you have registered and or bought a plan, we’ll keep other details to help you have the best experience, like e.g. collecting your preferred scorecard settings and preferences for your SPHOXO scorecards, Par and Hole Index of your favorite golf courses, Golf Scores and this to make it easier for you next time you visit our web site and our scorecard builder application.
Gender, Country and Handicap are optional information we collect to better understand our customers and community demographics. You can alter and correct your information in your profile to keep it updated and accurate.

WHEN do we collect information?
We collect information from you when you register on our site, place an order, subscribe to a newsletter, respond to a survey, fill out a form, enter information on our site or provide us with feedback on our products or services, or may use certain other site features. SPHOXO reserves the right to refuse service to you if you are unable or unwilling to provide certain requested personal information as determined by SPHOXO.

HOW do we use your information?
SPHOXO collects your information in order to record, support and facilitate your use of the website and to prevent fraud and unlawful use. We may also use the information in the following ways:
– To personalize user's experience and to allow us to deliver the type of content and product offerings in which you are most interested.
– To improve our website in order to better serve you.
– To allow us to better service you in responding to your customer service requests.
– To administer a contest, promotion, survey or other site feature.
– To quickly process your transactions.
– To ask for ratings and reviews of services or products
– To follow up with them after correspondence (live chat, email or phone inquiries).

HOW do we protect visitor information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We do not use Malware Scanning. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider PAYPAL and are not stored or processed on our servers.

Do we use 'cookies'?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information.
Like for instance:
– The design preferences of your cards, shapes, lines, colors etc…
– Help remember and process the items in the shopping cart, like expiry dates and number of PDF saved and number of PDF scorecards remaining to be saved.
– Understand and save user's preferences for future visits, which enable us to provide you with improved services
– Keep track of advertisements.
– Compile aggregate data about site traffic and site interactions so that we can offer better site experiences and tools in the future.
We may also use trusted third-party services that track this information on our behalf.
This site collects other “non-personally identifiable information” NPII from site visitors. This means that we do not track these items on an individual basis that identifies the site visitor, but rather gather and collect this information on an aggregate [or anonymous] basis that includes all site visitors. Non-personally identifiable information may include information such as tracking the site pages that are visited, the amount of time spent on our site, clicks, mouse movements, scrolls, page views, events (which shopping tools you interacted with), and zip code. This includes aggregate data provided by a third-party that surveys site visitors on our behalf. We may also collect your Internet Protocol (IP) address, computer/mobile device operating system and browser type, type of mobile device, the unique device identifier (UDID) or mobile equipment identifier (MEID) for your mobile device, the address of a referring web site (if any), and the pages you visit on our Web Sites. We may use this information to operate, maintain, and manage our Online Services and to provide services such as technical support.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer or Firefox or Safari or Opera or others) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies. If you disable cookies off, some features may be disabled. It may turn off some of the features that make your site experience more efficient and some of our services will not function properly and you may not be able to subscribe or login in or place your orders or may prevent you from having access to some functions or services on our sites.

Third-party disclosure.
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Service Providers
We may work with certain trusted third parties to provide services to us. We may share your personal information with these third parties, but only to the extent necessary to perform ad-hoc functions and provide ad-hoc services, and only pursuant to obligations mirroring the protections of this privacy policy. It is your duty to familiarize yourself with the privacy policies of the third party providers.

Google.
Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. Learn more if you wish at:
https://support.google.com/adwordspolicy/answer/1316548?hl=en
We may use from time to time Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
We may implement the following:
Remarketing with Google AdSense
Google Display Network Impression Reporting
Demographics and Interests Reporting
We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

Your California Privacy Rights
if you are a Residents of the State of California, have an established business relationship with us, under certain provisions of the California Civil Code, you have the right to request from companies conducting business in California a list of all third parties to which the company has disclosed certain personally identifiable information as defined under California law during the preceding year for third party direct marketing purposes. You are limited to one request per calendar year. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. and initiate in writing your request by email to: hello@sphoxo.com
Mention in your letter or email in the title that you are making a "California Shine the Light" inquiry. We will respond within 30 days to your enquiry and organize it within a reasonable time. SPHOXO does not share personal information it receives from residents of California or from residents of any other place with such other organizations for marketing purposes unless we have received an opt-in from you.

How does our site handle ‘do not track’ signals?
We try to honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. However because there is not yet a common understanding of how to interpret web browser-based Do Not Track (DNT) signals other than cookies, SPHOXO may not always be able to respond to undefined DNT signals to our websites.

Does our site allow third-party behavioral tracking?
It's also important to note that we allow third-party behavioral tracking such as Google Analytics.

Children Online Privacy Protection Act (COPPA)
If you are under the age of thirteen (13), you are not authorized to use SPHOXO web services.
If you become aware that your child has provided us with personal information without your consent, please contact us. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we take steps to remove such information and terminate the child’s account. When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

Your password responsibility
You are responsible for the security of your Customer ID and passwords. Best practice recommendations are to keep them in a safe place and do not share them with others. Change your passwords from time to time. Do not keep the session unattended and log out after your session ends.

Maintenance of information
SPHOXO stores the information provided for an indefinite amount of time in one or more databases directly or indirectly maintained by SPHOXO. We employ industry-standard security measures to protect the confidentiality of the information. While we cannot guarantee that loss, misuse or alteration of data will not occur, we make every effort to prevent it. Any other sensitive information, such as credit card numbers, collected for commercial transactions, is encrypted prior to transmission by you to SPHOXO. We use e-commerce PayPal services therefore we do not see your credit card information, therefore we do not store it nor keep it.

Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. In order to be in line with Fair Information Practices SPHOXO will take the following responsive action, should a data breach occur: We will do our best to try to notify the users via email within 7 business days. We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN-SPAM ACT
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We strive to comply with CANSPAM and we agree to the following: Not to use false or misleading subjects or email addresses. Identify the message as an advertisement in some reasonable way. Include the physical address of our business. Monitor third-party email marketing services for compliance, if one is used. honor opt-out/unsubscribe requests quickly upon reception of such email notice. Allow users to unsubscribe by informing us of their desire to not receive our emails. We collect your email address in order to: send information, respond to inquiries, and/or other requests or questions, process orders and to send information and updates pertaining to orders when applicable. We may also send you additional information related to your product and/or service. Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
If at any time you would like to unsubscribe from receiving future emails, you can email us at hello@sphoxo.com or follow the instructions at the bottom of each email, and we will promptly remove you from all future correspondence. Please note we’ll not be able to stop reminder of the expiration date of your plan.

Acceptance of Terms
When using any of our services you consent to the collection, transfer, manipulation, storage, disclosure and other uses of your information as described in this Privacy Policy. If you do not consent to our use of your information, please do not use our services.
Regardless of which country that you reside in or create information from, your information may be used by SPHOXO in the United States or any other country where SPHOXO operates. If you do not agree to the terms of this Privacy Policy or the Terms of Service (TOS), please do not use our services and kindly discontinue using the Services and terminate your membership. Please note, each time you use the Services, you signify that you have read, understood and agree to be bound by the Terms of Service and Privacy Policy.

Business Transfers
In the event that SPHOXO is involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction. The promises in this privacy policy will apply to your information as transferred to the new entity.

Changes to this Privacy Policy
From time to time it may be important and necessary for SPHOXO to amend or make revisions to this Privacy Policy. SPHOXO reserve the right to change this Privacy Policy at any time and for any reason. If we make a change to the Policy, the revised version will be posted on our website. Your continued use of the Services after we posts a revised Privacy Policy signifies your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes in the revised Privacy Policy. If you object to any such changes, you must cease using the Services. We therefore encourage you to periodically review this page for the latest information on our privacy practices.

Contacting Us
If there are any questions regarding this privacy policy you may contact us at: hellp@sphoxo.com
This Privacy Policy is to be read in connection with our Terms and condition also names Terms Of Service or (TOS), and we also encourage you to read it in details to your full satisfaction.